8:00am - 5:00pm Mon-Fri
Will Reply in 15min*
Index
Contact Us
Phone
316-265-3181
Locations
5838 W. 21st Street
Wichita, KS 67205
1106 W. 31st Street South
Wichita, KS 67217
1701 Landon Street
Hutchinson, KS 67502
Boat owners in Kansas need to purchase a comprehensive boat insurance policy to protect their vessel from the risks associated with being on the water. These risks include:
By understanding these risks associated with owning a boat in Kansas, you can make an informed decision when selecting the right policy for your needs. Boat owners should purchase enough coverage so that they are financially protected from any eventuality that may arise while out on the water.
The cost of boat insurance in Kansas is determined by a number of factors which include:
Generally, boat insurance costs $263 per year or $23 per month. However, this can vary depending on the factors mentioned above. It’s important to shop around and compare rates for the best coverage at the best price. You should also talk to experienced boat insurance agents such as WINN Insurance Group to get the most out of your policy.
At WINN Insurance Group, we understand that boat insurance is an important investment, and we are committed to helping our clients make the best decisions for their particular needs. We provide comprehensive coverage at competitive rates so you can rest assured that your vessel is adequately protected.
Our experienced agents take the time to evaluate each policy carefully to ensure it meets all of your boating insurance requirements and discuss the various options available to you. We'll help you select the best coverage for your budget and needs, whether you're a recreational boater or a commercial fisherman.
Contact us today to discuss your boat insurance needs and get a free, no-obligation quote.
A stand-alone boat insurance policy can provide coverage for all types of boats, including:
Boat insurance offers several levels of coverage, including:
Physical damage coverage for boats is designed to protect against damage caused by collision, fire, theft, or vandalism. This type of coverage typically covers the repair or replacement of the vessel and any debris removal costs resulting from a covered event. It may also cover personal items that are lost in a covered incident. Depending on your policy, physical damage coverage may also include protection against liability arising from bodily injury and property damage that you cause with your boat.
Liability coverage for boats is designed to protect you from potential legal costs resulting from an accident involving your boat. This type of coverage is typically divided into two components:
a) Property damage liability: This type of coverage is designed to cover the cost of repairing or replacing property that is damaged in an accident involving your boat.
b) Bodily injury liability: This type of coverage is designed to help pay for medical bills and other costs associated with injuries resulting from an accident involving your boat. It may also provide financial protection in case you are sued as a result of an incident.
Medical payments coverage for boats provides protection against medical costs incurred by those injured due to a covered incident involving your boat. This type of coverage can help pay for medical expenses related to injuries sustained in an accident on or near the water. Depending on your policy, this coverage may also include passengers and crew members injured while onboard the vessel.
Property coverage for boats is designed to help protect your vessel from loss or damage due to a covered incident. This coverage typically includes protection against theft, vandalism, fire, and other perils listed in the policy.
The policy may also include coverage for necessary equipment like fishing gear or safety apparel used while operating the boat. Some property coverage policies also offer financial protection against liability claims resulting from an accident involving your boat.
Boat salvage coverage is designed to help pay for the costs associated with retrieving a damaged or sunken boat. In some cases, this type of policy may also provide financial protection if your vessel needs to be destroyed due to unsalvageable damage. Wreckage removal coverage can help cover the cost of removing debris from an accident involving your boat.
Pollution liability coverage provides financial protection if your vessel causes a fuel or oil spill. This type of coverage can help pay for the costs associated with cleaning up a fuel or oil spill caused by an accident involving your boat. It may also provide protection against liability claims resulting from pollution-related incidents.
In addition to the basic types of boat insurance coverage discussed above, many policies offer additional options that can provide even more financial protection for your vessel. These may include:
Most boat insurance companies offer discounts and savings for policyholders who take steps to protect their vessels. Some of the most common discounts include:
By taking advantage of these discounts and savings, you can save money on your Kansas boat insurance and get the necessary coverage.
If you have any questions or need help finding the right boat insurance policy for your needs, our team of experienced agents at WINN Insurance Group is here to help.
We'll work with you to understand your unique situation and provide tailored solutions that meet your coverage needs. Contact us today for more information or to get started with a quote.
5838 W. 21st Street
Wichita, KS 67205
1106 W. 31st Street South
Wichita, KS 67217
1701 Landon Street
Hutchinson, KS 67502